We offer several financing options at T&D Furniture. We have traditional credit based financing as well as no credit needed financing. There is a minimum purchase of $300 to utilize financing. Please feel free to contact our finance department at 601-932-5492 with any further questions.
Traditional financing is offered through Tower Loan and First Heritage. Both of these companies offer our customers a same as cash period depending on the amount purchased. Customers who wish to finance through either Tower Loan or First Heritage are required to do so in person at our store. Application processing generally takes less than 15 minutes. Down payments are not required with Tower Loan or First Heritage as long as customers do not exceed their approval amount. Applicants must be at least 18 to apply with First Heritage and at least 21 to apply with Tower Loan.
Our no credit needed programs are offered to our customers through Okinus Credit Solutions and Progressive Leasing. Both of these programs require customers to have active checking accounts that have been open at least 90 days. Okinus also requires that customers make at least $1,200 gross per month and be with their current employer at least 30 days. Applicants must be at least 18. Customers may apply through either Okinus or Progressive by clicking the links below.
Okinus Credit Solutions https://applications.okinus.com/disclaimer.aspx?dealer=TandDFurniture
Customers may choose to pay a down payment with the next payment being due in 30 days or pay an application fee of $49 plus tax and have the next payment due on your next pay date. Payments are automatically drafted from the checking account and will be due monthly for customers that pay a down payment and per pay period for customers that pay an application fee.
Progressive Leasing https://www.progressivelp.com/onlineapplication/onlineapplication.aspx?sid=TDFur6019325492
Customers will pay a $49 plus tax application fee. Payments are automatically drafted and will be due per pay period.
Traditional financing is offered through Tower Loan and First Heritage. Both of these companies offer our customers a same as cash period depending on the amount purchased. Customers who wish to finance through either Tower Loan or First Heritage are required to do so in person at our store. Application processing generally takes less than 15 minutes. Down payments are not required with Tower Loan or First Heritage as long as customers do not exceed their approval amount. Applicants must be at least 18 to apply with First Heritage and at least 21 to apply with Tower Loan.
Our no credit needed programs are offered to our customers through Okinus Credit Solutions and Progressive Leasing. Both of these programs require customers to have active checking accounts that have been open at least 90 days. Okinus also requires that customers make at least $1,200 gross per month and be with their current employer at least 30 days. Applicants must be at least 18. Customers may apply through either Okinus or Progressive by clicking the links below.
Okinus Credit Solutions https://applications.okinus.com/disclaimer.aspx?dealer=TandDFurniture
Customers may choose to pay a down payment with the next payment being due in 30 days or pay an application fee of $49 plus tax and have the next payment due on your next pay date. Payments are automatically drafted from the checking account and will be due monthly for customers that pay a down payment and per pay period for customers that pay an application fee.
Progressive Leasing https://www.progressivelp.com/onlineapplication/onlineapplication.aspx?sid=TDFur6019325492
Customers will pay a $49 plus tax application fee. Payments are automatically drafted and will be due per pay period.