We offer several traditional financing options as well as lease to own options at T&D Furniture. There is a minimum purchase of $300 to utilize financing. Please feel free to contact our finance department at
601-932-5492 with any further questions.
Traditional financing is offered through Tower Loan and First Heritage. Both of these companies offer our customers a same as cash period depending on the amount purchased. Customers who wish to finance through either Tower Loan or First Heritage are required to do so in person at our store. Application processing generally takes less than 15 minutes. Down payments are not required with Tower Loan or First Heritage as long as customers do not exceed their approval amount. Applicants must be at least 18 to apply with First Heritage and at least 21 to apply with Tower Loan.
Our no credit needed programs are offered to our customers through Okinus Credit Solutions and Progressive Leasing. Okinus requires customers to make at least $1,200 gross per month and be with their current employer at least 30 days. Applicants must be at least 18. Customers may apply through either Okinus or Progressive by clicking the links below.
Okinus Credit Solutions https://www.okinushub.com/apply/TandDFurniture/t-and-d-furniture-pearl?utm_source=external&utm_medium=web&utm_campaign=retailerwebsitehome
Customers are not required to pay anything out of pocket on the day of purchase unless the purchase exceeds the approval amount. Okinus reports payment history to Transunion and Equifax. Customers can expect their first payment to be due their next pay date. Due dates for remaining payments are dependent upon customer's pay periods. A 90 Day Early Purchase Option is available. Please ask your sales associate for details.
Progressive Leasing https://www.progressivelp.com/onlineapplication/onlineapplication.aspx?sid=TDFur6019325492
Customers will pay an initial payment of $49 plus tax***.
Payments are automatically drafted and will be due every pay period.
***Service described is a rental – or lease purchase program provided by Prog Leasing, LLC or its affiliates. The initial payment is $49.99. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option. Not all applicants are approved. See lease for details.
601-932-5492 with any further questions.
Traditional financing is offered through Tower Loan and First Heritage. Both of these companies offer our customers a same as cash period depending on the amount purchased. Customers who wish to finance through either Tower Loan or First Heritage are required to do so in person at our store. Application processing generally takes less than 15 minutes. Down payments are not required with Tower Loan or First Heritage as long as customers do not exceed their approval amount. Applicants must be at least 18 to apply with First Heritage and at least 21 to apply with Tower Loan.
Our no credit needed programs are offered to our customers through Okinus Credit Solutions and Progressive Leasing. Okinus requires customers to make at least $1,200 gross per month and be with their current employer at least 30 days. Applicants must be at least 18. Customers may apply through either Okinus or Progressive by clicking the links below.
Okinus Credit Solutions https://www.okinushub.com/apply/TandDFurniture/t-and-d-furniture-pearl?utm_source=external&utm_medium=web&utm_campaign=retailerwebsitehome
Customers are not required to pay anything out of pocket on the day of purchase unless the purchase exceeds the approval amount. Okinus reports payment history to Transunion and Equifax. Customers can expect their first payment to be due their next pay date. Due dates for remaining payments are dependent upon customer's pay periods. A 90 Day Early Purchase Option is available. Please ask your sales associate for details.
Progressive Leasing https://www.progressivelp.com/onlineapplication/onlineapplication.aspx?sid=TDFur6019325492
Customers will pay an initial payment of $49 plus tax***.
Payments are automatically drafted and will be due every pay period.
***Service described is a rental – or lease purchase program provided by Prog Leasing, LLC or its affiliates. The initial payment is $49.99. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option. Not all applicants are approved. See lease for details.